What to do in retirement?

You did it, financial independence! You have enough money to live comfortably for the rest of your life. You KNOW you can retire but the thought is suddenly scary… what happens next?

Many people feel this way when they are able to retire. The thought of finding ways to fill 40+ hours a week that may have been filled with work before is a daunting task. Time off when you have a job usually consists of finding ways to relax, but does that mean nothing but watching TV until you die? No! There are plenty of things you can do in retirement to keep you busy.


This one is obvious. Everyone imagines traveling in retirement. Pull out the bucketlist of places you have always wanted to go and start buying tickets. Unfortunately, many people in retirement don’t end up traveling. Either due to poor health, family obligations, fear, or simply not having enough money in retirement funds to travel. That is why it is so important to begin saving for retirement early, and retiring while you are still healthy enough to make the most of your time.


Now is a great time to read all those books you never read in high school. Even better, join a book club. A book club can introduce you to many new genres; plus, a book club is a great way to make friends.

Spend time with friends and family

Helping out your kids around the house or babysitting grandchildren is a great way to make your family bond stronger. People in their 20-50’s often don’t have the luxury of time that people in retirement do.

If your family is small or has moved too far away, reach out to old friends. It’s likely many of them are in or near retirement and looking for companionship as well.


Now I don’t mean getting a 9-5 with a boss telling you what to do, but retirement is a great time to start a side business. The best part? You aren’t reliant on the income. Be careful though, starting a business is risky and expensive. Look into low-cost part time work that is easy to get into. You have a big leg up on a lot of other people starting businesses because you have more time to dedicate to it. Selling stuff on Etsy or starting a blog is a great side project for those in retirement.

You don’t even need to get paid for your work. Find paths that lead to emotional fulfillment such as volunteering. Local animal shelters, schools, and food banks are always looking for help.

Do you have a plan for retirement? What’s on your bucket list?

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