It’s not often you hear a 23 year old making it their annual goal to max out their IRA contributions, but as someone who knows the benefits of compounding interest, I know how much maxing out my IRA will help me prep for retirement. I have had my […]
Many people opt for artificial trees to save money during the holidays. Splurging on an expensive tree may seem cost effective, but there are some questions to consider. In order to be saving money over a real tree, you will have to keep the artificial tree for about […]
Being in your 20’s is all about making mistakes and learning from them. By learning what mistakes to avoid early you can set yourself to be much better off financially. Because of compound interest, making good financial and investment decisions younger can set you up for life. Here […]
My dream boyfriend is cool, always available, calculating… and a spreadsheet?! It’s true, I have a secret love affair with spreadsheets. I absolutely cannot get my hands off them. Sometimes I dream of coming home, slipping into something comfortable, and getting down and dirty in the spreadsheets. I’m […]
It sounds easy to have a sugar daddy, right? Some older rich man will just pay for your company. And you can use that money to pay for things you actually enjoy doing instead of selling yourself out to some boring job. Unfortunately, the realities of being a […]
Sticking to a budget is easier when you know how much you are going to pay each month. That’s why subscription services are so great, you don’t have to budget in the number of times you use the service. Just like the Gas Method of building credit, my completely […]
Yes! But also, no! Like everything, it depends on your financial situation. You may think about closing a credit card that you don’t use anymore, but that could hurt your credit score. Pros: Closing your card gives you one less credit card to worry about. Whether you worry […]
I remember when my family dropped my older sister off at college, seeing booths full of exited college students trying to get other college students to sign-up for credit cards. To me, at the time, credit cards were the ultimate sign of financial irresponsibility. My dad would scoff […]
Coinstars offers a helpful service for a very costly fee. At 11.9% you can have your coins converted to cash at your local grocery store. Although I’m all for saving every bit of money you can, sometimes the Coinstar is more convenient. Also, it’s better to have the […]
Working a job where you make tips is one of the most satisfying thing I have ever experienced. Even if it’s just a few cents or a dollar every purchase, it quickly adds up. When I first started making tips as a barista, I would always ignore the […]
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