This is a very difficult question to answer, as most of the time it depends on your financial goals and financial lifestyle. Being too conservative or too aggressive is bad, you want a healthy mix of both. Before I answer the question in full, let’s talk about what […]
The thought of finding ways to fill 40+ hours a week that may have been filled with work before is a daunting task. Time off when you have a job usually consists of finding ways to relax, but does that mean nothing but watching TV until you die? No! There are plenty of things you can do in retirement to keep you busy.
Yes! But also, no! Like everything, it depends on your financial situation. You may think about closing a credit card that you don’t use anymore, but that could hurt your credit score. Pros: Closing your card gives you one less credit card to worry about. Whether you worry […]
Getting your first credit card can be a scary experience. Credit card debt can grow exponentially if you’re not careful and can affect your ability to buy a car, a house, or even get a job. Ideally, spending money you don’t own is never a good idea, but it’s not always practical. Whether for building credit, or making end of month payments, here’s the most common credit card mistakes new credit card users make.