Tag: credit card

Netflix Method for Building Credit

Sticking to a budget is easier when you know how much you are going to pay each month.  That’s why subscription services are so great, you don’t have to budget in the number of times you use the service. Just like the Gas Method of building credit, my completely […]

Hard vs. Soft Credit Inquiry

Creating an accurate credit score is a very complicated process. Many things decide your credit score, including those unrelated to making payments.  One thing credit card companies don’t want to seeis  someone gaining too much credit too quickly. Quickly trying to open many lines of credit could be […]

Credit Card Mistakes To Avoid

Getting your first credit card can be a scary experience. Credit card debt can grow exponentially if you’re not careful and can affect your ability to buy a car, a house, or even get a job. Ideally, spending money you don’t own is never a good idea, but it’s not always practical.  Whether for building credit, or making end of month payments, here’s the most common credit card mistakes new credit card users make.