Congratulations! By looking up this question you are likely way ahead of people your age in planning for retirement and investing. Most people are woefully unprepared to retire and never learn the basics of investing. First, how old are you? In general, you have to be 18 to […]
Being in your 20’s is all about making mistakes and learning from them. By learning what mistakes to avoid early you can set yourself to be much better off financially. Because of compound interest, making good financial and investment decisions younger can set you up for life. Here […]
Sticking to a budget is easier when you know how much you are going to pay each month. That’s why subscription services are so great, you don’t have to budget in the number of times you use the service. Just like the Gas Method of building credit, my completely […]
Did you know that you can invest less money, but still end up with more money saved for retirement? Because interest is compounding, money you invest grows larger the longer it is invested. Compounding interest means that your interest is earning interest. That means that if you invest […]
Getting your first credit card can be a scary experience. Credit card debt can grow exponentially if you’re not careful and can affect your ability to buy a car, a house, or even get a job. Ideally, spending money you don’t own is never a good idea, but it’s not always practical. Whether for building credit, or making end of month payments, here’s the most common credit card mistakes new credit card users make.