Tag: Personal Finance

Acorns vs. Robinhood: Which is better?

I have been using Robinhood and Acorns for about 5 years. Both are great apps that provide many functions for beginner investors. If you are looking into investing for the first time, or switching from Robinhood or Acorns this guide will help you pick the one that best […]

Learn to Love the Spreadsheet!

My dream boyfriend is cool, always available, calculating… and a spreadsheet?!  It’s true, I have a secret love affair with spreadsheets.  I absolutely cannot get my hands off them. Sometimes I dream of coming home, slipping into something comfortable, and getting down and dirty in the spreadsheets. I’m […]

Should You Get a Sugar Daddy?

It sounds easy to have a sugar daddy, right?  Some older rich man will just pay for your company.  And you can use that money to pay for things you actually enjoy doing instead of selling yourself out to some boring job.  Unfortunately, the realities of being a […]

Netflix Method for Building Credit

Sticking to a budget is easier when you know how much you are going to pay each month.  That’s why subscription services are so great, you don’t have to budget in the number of times you use the service. Just like the Gas Method of building credit, my completely […]

Is it Good to Close Credit Cards?

Yes! But also, no! Like everything, it depends on your financial situation.  You may think about closing a credit card that you don’t use anymore, but that could hurt your credit score. Pros: Closing your card gives you one less credit card to worry about.  Whether you worry […]

Should You Have a Credit Card in College?

I remember when my family dropped my older sister off at college, seeing booths full of exited college students trying to get other college students to sign-up for credit cards.  To me, at the time, credit cards were the ultimate sign of financial irresponsibility. My dad would scoff […]